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Renter's Insurance for College StudentsCollege students who live off-campus should strongly consider purchasing renters insurance, according to Pennsylvania Insurance Commissioner Diane Koken. “College students living off-campus are ideal candidates for renters insurance, since many bring with them thousands of dollars worth of personal items, such as computers, stereos and bicycles,” said Koken. “Students should never assume that their landlord’s insurance will cover any losses.” If a college student lives in a rented apartment, house or condominium, the landlord’s insurance will not cover the student’s personal property in the event that it is stolen or damaged as a result of fire, theft, or other unexpected circumstances. Renters insurance protects personal property against damage or loss and also protects the owner in the event that someone is injured on the premises. Renters should carefully consider what type of coverage they need. Personal property coverage applies only to repairs or replacements of damaged, destroyed or stolen personal belongings. Liability insurance provides coverage against a claim or lawsuit resulting from bodily injury or property damage to others caused by an accident which took place on the policyholder’s property. For more information just fill out our Request-A-Quote form, or just pick up the phone and Call Bell Insurance at the location nearest you (numbers located at the top of every page). A Bell Insurance agent will be happy to help you find the best insurance to fit your needs at the best possible price. Please contact a Bell Insurance agent for a compressive review of your insurance policies to protect your family and property this summer season. |
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