1. Replace income for dependents If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children...

A home escape plan must be created and practiced so that each person knows exactly what to do. It also is important to practice Exit Drills In The Home.

Most residential fires occur between 8 p.m. and 8 a.m. Deaths from residential fires occur in greater numbers between midnight and 4 a.m. when most people are asleep. An average of 800 fires strike residential buildings each day in the United States. More than 6,500 persons die each year from fire - more than half of them children and senior citizens. The majority of these deaths are in home fires.